Independent Insurance Specialist Our firm is an independent insurance & financial services agency representing dozens of insurance and investment companies. Our goal is to help our clients find the coverage they desire at the lowest possible rates. We do not work for an insurance company; we work for our clients. We work with our client’s on their side when they have a loss and follow through to see that they get fair, prompt payment and service. We represent a carefully selected group of financially sound, reputable insurance companies; therefore, we are able to offer you the best coverage at the most competitive price. The Services You Can Expect We begin our consultation with a comprehensive questionnaire that provides both objective and subjective data. While it is important to have a complete inventory of client assets so that we may quantify the problems and offer strategies, it is critical to understand our clients’ goals and objectives. No single strategy will work for every client. By organizing our clients’ data into a financial model, we are able to analyze the impact of various factors assuming future levels of their wealth and its distribution to their heirs. This information is often surprising and can serve as a "wake-up" call to take action, as well as serving as a benchmark from which adjustments can be made to account for changes. A complete analysis of your insurance needs We design a responsible protection program for you We select the company or companies best suited to your situation We present you with a competitively priced proposal We move quickly to get fair, prompt settlement of your claims We periodically review the adequacy of your insurance program We look for ways to save you money